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Real Estate · Tenant ScreeningDemo coming soon
> _ P402 METER · REAL ESTATE · TENANT APPLICATION SCREENING

Every applicant
screened.
Every cent visible.

Property managers process thousands of applications. The AI that reads them costs $0.02–$0.05 per applicant. P402 makes that cost visible, governed by fair-housing rules, and settled onchain — one Tempo tx per application batch.

$0.02–$0.05 per applicantvs $30–80 manual screeningHUD fair housing · ECOA compliant audit trail
Demo Coming Soon← All Industries
01The Problem

Tenant screening is high-volume, document-heavy, and legally adversarial.

$30–80
Manual tenant screening cost per applicant
Background check services charge $20–50. Add human review time for income verification and reference checking: $30–80 total per applicant for a thorough review.
99.8%
AI fraud detection accuracy on document manipulation
Platforms like Snappt achieve 99.8% accuracy detecting falsified bank statements and pay stubs. Document fraud in rental applications is a real, scaled problem — and AI handles it far better than human review.
$0
Per-applicant cost breakdown in current AI screening tools
Existing AI screening platforms (Snappt, MeasureOne) charge per-seat or per-unit. There is no per-applicant AI cost breakdown. Property managers cannot see what the AI actually did or what it cost.
0
Settlement rails for sub-penny per-applicant billing
If you want to charge $0.03 for an AI-assisted tenant screening, you need a settlement rail that handles $0.03. Stripe's $0.30 minimum is 10× too expensive. Tempo handles it at under $0.000001.
02The Workflow

Six steps. One applicant packet. Full audit trail.

01
Application intake — multimodal
Upload an applicant packet: rental application form (PNG of a filled-out form), 2 pay stubs (PDFs), 1 bank statement (PDF), 1 ID document (image). Each document is SHA-256 hashed on ingestion. This is the multimodal intake test.
02
Structured extraction
Gemini Flash reads all four documents multimodally. Extracts: claimed income, employer name, employment duration, bank account holder, deposit history, address history, ID name match. Returns a typed Applicant object with a confidence score per field.
03
Cross-document consistency check
Gemini Pro reasons across all four documents simultaneously: does claimed income match pay stubs? Do bank deposits match claimed income? Does the ID name match the application? Does the address on the bank statement match the rental application? Each check produces a consistency flag.
04
Fraud signal — specialist escalation
If the anomaly score crosses a threshold (inconsistent income, metadata manipulation detected, name mismatch), P402 flags for specialist escalation. A "fraud specialist agent" under MPP escrow runs a deeper forensic check with Gemini Pro extended reasoning. The deliverable hash is recorded on Tempo.
05
Per-applicant cost readout
Every screening costs $0.02–$0.05 in tokens. The ledger shows: extraction cost (Flash), consistency check cost (Pro), fraud escalation cost (Pro + escrow). The total is visible per applicant and aggregatable across a property.
06
Decision gate — human in the loop
The property manager reviews the AI assessment and approves or denies. P402 records the decision without recording PII — only a redacted applicant ID is stored onchain. The decision log satisfies HUD fair housing and ECOA documentation requirements.
03What This Demo Emphasizes

Volume economics. Fraud escalation. Fair-housing compliance.

$0.03
Avg per applicant
clean application, no escalation
600–2,400×
Cost delta vs manual
$0.03 AI vs $30–80 manual
4 docs
Multimodal intake
form · pay stubs · bank stmt · ID
→Multimodal volume economics

Property managers screen thousands of applications per year. At $0.03/applicant, 1,000 applications costs $30 in AI compute vs $30,000–80,000 in manual review time. The economics are not marginal — they are categorical.

→A2A escrow as a real workflow

The fraud specialist escalation is genuinely a different agent doing a different job under a different budget. This is the demo where the agent-to-agent payment loop earns its place — the workflow naturally produces it.

→Fair-housing governance

The audit trail is load-bearing because tenant screening decisions are legally adversarial. P402 records: what AI did, what data it used, what score it produced, and what the human decided — with consistent criteria applied to every applicant.

→Three applicant scenarios

Clean applicant (passes all checks). Income mismatch (low fraud score, manual review flagged). Likely fraud (forged pay stub triggers specialist escalation under MPP escrow). Each scenario exercises a different path through the system.

04Sample Applicant Scenarios

Three scenarios. Three paths through the system.

Clean Applicant
All checks pass
~$0.022
Flash extraction → Pro consistency check → all fields consistent → no fraud signal → property manager approves

Income matches pay stubs. Bank deposits match claimed income. ID name matches application. Address consistent across all four documents. Confidence score: 0.94.

Income Mismatch
Low fraud, manual review flagged
~$0.031
Flash extraction → Pro consistency check → income flag → anomaly score 0.42 → manual review recommended → property manager reviews

Claimed income $95K. Pay stubs show $72K annualized. Bank deposits inconsistent with either figure. Not clear fraud — could be freelance income or recent job change. Flagged for human review.

Likely Fraud
Specialist escalation triggered
~$0.065
Flash extraction → Pro consistency check → anomaly score 0.87 → specialist agent escalated under MPP escrow → deliverable hash on Tempo → property manager denies

Pay stub metadata shows creation date after claimed employment period. Bank statement deposit pattern inconsistent with claimed pay schedule. Gemini Pro forensic analysis confirms document manipulation indicators.

05Unit Economics

Scale is where the economics become undeniable.

VolumeManual screening costP402 AI screening cost
100 apps / month$3,000–$8,000~$3
500 apps / month$15,000–$40,000~$15
2,000 apps / month$60,000–$160,000~$60
10,000 apps / month$300,000–$800,000~$300

Cost includes Gemini Flash extraction, Gemini Pro consistency check, and Tempo settlement. Escalated fraud cases add ~$0.04 per flagged application. Assumes 10% fraud escalation rate.

Coming soon

The real estate demo is in development.

The multimodal intake, consistency checking, and fraud escalation paths are designed. The Tempo settlement infrastructure is identical to the live healthcare demo. The real-estate-specific components are next.

See Healthcare Demo → (Live Now)All Industries
P402 Meter · Real Estate · Tempo Mainnet · MPPTempo × MPP × Gemini 3.1